Kiva works
Today my first Kiva loan got fully paid back. I paid the money back in February, the business got the money in March, and now seven and a half months later every cent is paid pack. The loan term was 12-16 months so grocery stores in Honduras are apparently winners.
When a loan is paid back, you get Kiva credits, which you can turn into real money, re-lend, or donate to Kiva. But re-lending is the funniest option :-)
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